JYJ & CO.
Expert Chartered Accountants

1. Information We Collect

JYJ & CO. collects information you provide directly, including your name, email address, phone number, business details, and any documents shared during consultations. We also collect information automatically through website analytics and cookies to improve your experience.

2. How We Use Your Information

We use your information to provide professional accounting services, communicate about your account, send updates and newsletters, comply with legal requirements, and improve our services. Your data is never shared with third parties without your consent, except where required by law.

3. Data Security

We implement industry-standard security measures including encryption, secure servers, and access controls to protect your personal and financial information. All sensitive data is stored securely and accessed only by authorized personnel.

4. Cookies and Tracking

Our website uses cookies to enhance functionality and analyze site performance. You can control cookie settings through your browser preferences. We use Google Analytics to understand user behavior and improve our website.

5. Your Rights

You have the right to access, correct, or delete your personal information. To exercise these rights, contact us at office.jyjco@gmail.com. We comply with data protection regulations including GDPR and India's Digital Personal Data Protection Act.

6. Third-Party Links

Our website contains links to external websites and government portals. We are not responsible for the privacy practices of these third-party sites. Please review their privacy policies separately.

7. Contact Us

If you have questions about this Privacy Policy, contact us at:
Email: office.jyjco@gmail.com
Phone: +91 87587 92708

1. Agreement to Terms

By accessing and using this website and services, you agree to be bound by these Terms of Service. If you disagree with any part, please do not use our services. JYJ & CO. reserves the right to modify these terms at any time.

2. Services Description

JYJ & CO. provides professional chartered accounting services including audit & assurance, taxation, accounting, ISO certification, and IPO/FPO advisory. Services are provided based on engagement letters and mutually agreed terms.

3. Professional Standards

All services are provided in accordance with Chartered Accountants Act, 1949, and professional standards issued by ICAI (Institute of Chartered Accountants of India). We follow applicable laws and regulations of India.

4. Confidentiality

We maintain strict confidentiality of all client information and documents shared during engagements. Information is disclosed only with client consent or when required by law, regulatory authorities, or court orders.

5. Limitation of Liability

JYJ & CO. shall not be liable for any indirect, incidental, special, or consequential damages arising from your use or inability to use our services. Our total liability is limited to the fees paid for the specific service in question.

6. Client Responsibilities

Clients must provide accurate, complete information and maintain organized financial records. Clients are responsible for the accuracy of information provided and compliance with applicable laws and regulations.

7. Fees and Payment

Service fees are as quoted in the engagement letter. Payment terms are 30 days from invoice date unless otherwise agreed. Late payments may incur interest charges as per engagement letter provisions.

8. Dispute Resolution

Any disputes shall be governed by the laws of India. Disputes will be resolved through negotiation, and if necessary, through arbitration under the Arbitration and Conciliation Act, 1996.

1. Acceptance of Terms & Access Agreement

Your access to this website constitutes your agreement to be bound by all terms and conditions listed herein. If you do not agree to this, you may not access or otherwise use the website.

By visiting, accessing, or using this website, you confirm your acceptance of these terms and conditions. Any continued use of the website following any amendments to these terms will constitute your acceptance of such revisions.

2. Content Download & Distribution Restrictions

Material displayed on this website may be downloaded for non-commercial, personal use only.

Distribution, modification, transmission, use or reuse of the content and various facilities available on this website without written permission is not permissible. You may not:

• Reproduce, distribute, or transmit any content
• Modify or adapt the content
• Use content for commercial purposes
• Remove or alter any proprietary notices or labels
• Reverse engineer or decode any software

3. Right to Terminate or Modify

JYJ & CO. reserves the right, for any reason, in its sole discretion, to terminate, change or suspend any aspect of this website, including, but not limited to, content or features.

We may terminate, suspend, or restrict your access to any part of the website at any time, without notice or liability. Such action may be taken to protect the security, integrity, or functionality of the website or in compliance with legal obligations.

4. Information Accuracy & Completeness

All reasonable efforts shall be made to ensure that the information contained on this website is updated, accurate and complete.

However, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. Information may contain technical inaccuracies or typographical errors. JYJ & CO. assumes no responsibility for:

• Errors or omissions in website content
• Outdated information or delayed updates
• Completeness of service descriptions
• Applicability to specific situations

5. Third-Party Links & External Resources

The site provides links to websites or resources operated by others over which we do not have any control.

We do not undertake any responsibility for the availability of such external resources. We shall not be liable for any content, advertising, products, services or other materials on or available from such sites or resources. The inclusion of hyperlinks to such sites does not imply any endorsement of the material on such websites or any association with their operators.

We shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content or service available on or through any such site or resource.

6. "AS-IS" Basis & No Warranties

The site, including all content, functions, and information made available on or accessed through the site, is provided on an "AS-IS" and "AS-AVAILABLE" basis without representations or warranties of any kind whatsoever, express or implied.

This includes but is not limited to:

• Non-infringement of third-party rights
• Merchantability or fitness for a particular purpose
• Title or accuracy of content
• Compatibility with your system
• Freedom from viruses or harmful code

JYJ & CO. does not warrant that the site or the functions, features or content contained therein will be timely, secure, uninterrupted or error-free, or that defects will be corrected. No advice or information, whether oral or written, obtained by you from us or through this website shall create any warranty not expressly made herein.

7. Limitation of Liability & Damages

IN NO EVENT SHALL JYJ & CO. BE LIABLE FOR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES that are directly or indirectly related to:

• The use of, or the inability to use this website
• The content, materials and functions related thereto
• Loss of revenue or anticipated profits
• Lost business or lost sales
• Loss of data or business interruption
• Personal injury or property damage
• Any other claim arising from use of the website or services

This limitation applies even if JYJ & CO. has been advised of the possibility of such damages. The liability of JYJ & CO. shall not exceed the fees paid by you for the services in question.

8. Indemnification

You agree to defend, indemnify, and hold harmless JYJ & CO., its partners, employees, and associates from any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your use of this website, violation of these terms, or infringement of any laws or third-party rights.

9. Regulatory Compliance Notice

This website and all services are subject to applicable laws and regulations of India, particularly:

• Chartered Accountants Act, 1949
• Income Tax Act, 1961
• Goods and Services Tax Act, 2017
• Digital Personal Data Protection Act, 2023
• Information Technology Act, 2000

10. Contact for Legal Matters

For any legal inquiries, clarifications on this disclaimer, or complaints regarding website content, please contact:

10. Contact for Clarifications

If you require personalized professional advice for your specific situation, contact us at:
Email: office.jyjco@gmail.com
Phone: +91 87587 92708
We are available for professional consultations on all accounting, tax, and financial matters.